:root{--primary:#003399;--accent:#D52B1E;--bg:#F8FAFC;--card-bg:#FFFFFF;--text-main:#1E293B;--text-muted:#64748B;--border:#E2E8F0;--shadow:0 4px 6px -1px rgb(0 0 0 / 0.1),0 2px 4px -2px rgb(0 0 0 / 0.1);--radius:12px}*{margin:0;padding:0;box-sizing:border-box}body{font-family:'Inter',-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif;background-color:var(--bg);color:var(--text-main);line-height:1.6}a{text-decoration:none;color:inherit;transition:0.3s}.container{max-width:1200px;margin:0 auto;padding:0 20px}header{background:var(--card-bg);border-bottom:1px solid var(--border);padding:1rem 0;position:sticky;top:0;z-index:1000}nav{display:flex;justify-content:space-between;align-items:center}.logo{font-size:1.5rem;font-weight:800;color:var(--primary)}.nav-links{display:flex;gap:2rem}.nav-links a:hover{color:var(--primary)}.hero{padding:80px 0;text-align:center;background:linear-gradient(135deg,#003399 0%,#001a4d 100%);color:white}.hero h1{font-size:3rem;margin-bottom:1.5rem;font-weight:800}.hero p{font-size:1.2rem;max-width:700px;margin:0 auto 2rem;opacity:0.9}.section{padding:60px 0}.section-title{text-align:center;margin-bottom:40px}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:24px}.card{background:var(--card-bg);padding:32px;border-radius:var(--radius);border:1px solid var(--border);box-shadow:var(--shadow);transition:transform 0.3s ease}.card:hover{transform:translateY(-5px)}.card h3{margin-bottom:1rem;color:var(--primary)}.btn{display:inline-block;padding:12px 24px;border-radius:8px;font-weight:600;cursor:pointer;border:none}.btn-primary{background:var(--primary);color:white}.btn-primary:hover{background:#002673}footer{background:#0F172A;color:white;padding:60px 0 20px;margin-top:80px}.footer-content{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:40px;margin-bottom:40px}.footer-info h4{margin-bottom:1.5rem}.footer-info p,.footer-info a{color:#94A3B8;font-size:0.9rem;margin-bottom:0.5rem;display:block}.footer-bottom{border-top:1px solid #1E293B;padding-top:20px;text-align:center;font-size:0.8rem;color:#64748B}.disclaimer-box{background:#1E293B;padding:20px;border-radius:8px;font-size:0.85rem;line-height:1.5;margin-top:20px;color:#94A3B8}@media (max-width: 768px) {.hero h1{font-size:2.2rem}.nav-links{display:none}}